Οροι & Κανονισμοι

1. Bingo

1.1 General dispositions:

1.1.1 Maria Bingo is an online bingo service utilising bingo software licensed by Virtue Fusion Ltd.

1.1.2 Maria is authorised by Virtue Fusion Ltd. to represent, promote and market the services of the Bingo.

1.1.3 Maria Bingo is authorised by Virtue Fusion Ltd. to receive, hold and pay funds in relation to an Account Holder for the purpose of transactions and settlements with the Bingo.

1.1.4 Maria does not accept and acknowledge any liabilities whatsoever for transactions conducted to, from and/or with the Bingo, except for funds being received, held and/or paid to and/or from a Maria Account in conjunction with arrangement with the Bingo. The present Games Rules are an integral part of the Maria Rules.

1.2 Definitions:

1.2.1 Bingo games are all single and multi-part pattern games in the bingo client. "Bingo" or the "Bingo Games" shall mean the web-based bingo game offered and operated by Maria including, but not limited to, additional functionalities related thereto such as chat functionality. "Bingo" shall not include any games offered as a side feature to the Bingo Game. Such games shall be governed solely by the Maria Rules and by the Games Rules that can be found on the Site.

1.2.2 "Sidegames" are all other games next to bingo, such as: Videopoker, Roulette, Blackjack, Slot machines, Minislot, Bingo bets.

1.2.3 "Client Application" shall mean the web browser application opened by the Account Holder in order to play the Bingo Game.

1.2.4 "Software" shall mean all software used by Maria to offer and operate the Bingo Game and to run the Client Application. Any reference to the "Company" in the present Bingo Rules should be understood as a reference to Maria. "Prize" shall mean the amounts, bonuses or rewards that can be won by the Account Holder by playing the Bingo Game.

1.3 Eligibility

1.3.1 The Bingo Games can only be played against payment by an Account Holder.

1.3.2 Participation in the Bingo Games and the activity of the Bingo Games is open only to Account Holders who are at least the higher of: (i) legal age of majority in the Account Holder's jurisdiction or (ii) 18 years. The Account Holder acknowledges by entering the Bingo Game, that he/she is resident in a jurisdiction where such activity is legal. Participation in the activities and games of the Bingo Games is void wherever prohibited by law. Such voidances shall however not affect any stakes or payments made to and accrued for the benefit of the Company.

1.3.3 Employees of the Company, of its licensees, distributors, wholesalers, subsidiaries or other agencies, retailers and members of the immediate families of each are not eligible to participate in the Bingo Games.

1.4 Other conditions

1.4.1 By launching or re-launching the Client Application, and by playing or replaying a Bingo Game, the Account Holder represents warrants and certifies that full freedom from errors or incompleteness is impossible to achieve with respect to the Software or Client Application. Should the Account Holder become aware that the Software or Client Application contains such errors or incompleteness, the Account Holder shall (i) refrain from taking any advantage whatsoever thereof; (ii) keep confidential such errors or incompleteness and under no circumstance inform any third party thereof; (iii) in addition, promptly upon becoming aware of such error or incompleteness, the Account Holder shall notify the Company in writing. Should the Account Holder fail to fulfil any of the undertakings under this clause, the Company, or anyone appointed by the Company, shall be entitled to full compensation for all costs, including costs for rectifying the Software or Client Application, that may be referred to the error or incompleteness in question and the Account Holder's or Player's omission to notify the Company. In addition to any other remedy available to it under law or equity, the Company reserves its right, in the event the Account Holder has not complied with the above, to block the Account Holder's Maria Account and/or to subtract monies from such Maria Account in order to cover part of all of the damage suffered or threatened to be suffered by the Company, without prior notice.

1.4.2 The Account Holder is not required to participate in the Bingo Games and such participation, if elected by the Account Holder, is at its sole option, discretion and risk. Materials of the Bingo Games (whether electronically obtained or obtained by other means) are automatically void if counterfeited, mutilated, forged, altered or tampered with in any way, if illegible, mechanically or electronically reproduced, obtained outside authorized legitimate channels or if they contain printing, production, typographical, mechanical, electronic or any other errors. Any and all materials submitted for prize claims become the property of the Company and will not be returned. The Company is not responsible for lost, late, illegible, incomplete, damaged, mutilated, misdirected, or postage due mail, requests, Prize claims or entries. Liability for materials of the Game containing any error is limited to replacement. Taxes, if any, on any Prize is Account Holder's sole responsibility. The Account Holder consents to use his/her name for advertising and promotional purposes without additional compensation except where prohibited by law. Account Holder, by acceptance of Prize, acknowledges compliance with all rules herein. The Company makes no representations or warranties, implicit or explicit, as to the legal right for Account Holder to participate in the Bingo Games nor shall any of the Company's employees, licensees, distributors, wholesalers, affiliates, subsidiaries, advertising, promotion or other agencies, media partners, agents or retailers have the authority to make any such representations or warranties.

1.4.3 The Company shall not be required to maintain usernames or passwords. If the Account Holder misplaces, forgets or loses this password, or tells it to or shares it with anyone, the Company will not be responsible and will not be held liable for any claims regarding that Maria Account.

1.5 The Account Holder agrees and becomes a party to the Maria Rules and Bingo Rules. By entering the Site, opening an Account or by playing at the Bingo Games, or by accepting any Prize, the Account Holder hereby represents warrants and certifies all of the following:

1.5.1 The Account Holder fully understands, agrees to, becomes a party to and shall abide by all Maria Rules and Bingo Rules contained herein and as such rules, regulations, terms and conditions may change from time-to-time.

1.5.2 The Account Holder is over the age of legal majority; i.e. player is an "adult" as that term is legally defined in Account Holder's jurisdiction, and at least 18 years old.

1.5.3 The Account Holder shall not allow any other person or third party including, without limitation, any minor, to use or reuse the Account Holder's account, access and/or use any materials or information from the Site, accept any Prize, or participate in the Bingo Games.

1.5.4 The Account Holder has the full, complete and unrestricted legal right to participate in the Game and its participation in the Bingo Games is not prohibited in the Account Holder's jurisdiction.

1.5.5 The Account Holder does not find the Bingo Games or the Site to be offensive, objectionable, unfair, or indecent.

1.5.6 The Account Holder shall hold the Company, its employees, officers, directors, licensees, distributors, wholesalers, affiliates, subsidiaries, advertising, promotion or other agencies, media partners, agents and retailers harmless and shall fully indemnify the same from any and all costs, expenses, liabilities and damages whatsoever (including consequential and indirect damage such as loss of reputation, loss of income, lawyers' costs etc.), that may arise as a result of the Account Holder's or Player's: (i) entry, use, or reuse of the Site, (ii) use of any materials at the Site, (iii) entry, use, or reuse of the Client Application, (iv) participation in the Bingo Game or in the chat functionality, or, (v) the acceptance of any Prize.

1.6 Liability

1.6.1 Under no circumstances, including, but not limited to, negligence, shall the Company, its Software and Client Application supplier, subsidiary companies or affiliates be liable for any direct, indirect, incidental, special or consequential damages that result from the use of, or the inability to use, the Company's Bingo Games, Client Application and/or materials. The Account Holder specifically acknowledges and agrees that the Company is not liable for any defamatory, offensive or illegal conduct of any Account Holder. If the Account Holder is dissatisfied with any Company service related to the Bingo Games, or with any of the present Bingo Rules, the Player's or Account Holder's sole and exclusive remedy is to discontinue using the Bingo Games.

1.6.2 The Account Holder shall hold the Company, its employees, officers, directors, licensees, distributors, wholesalers, affiliates, subsidiaries, advertising, promotion or other agencies, media partners, agents and retailers harmless and blameless, and shall fully indemnify the same from any and all costs, expenses, liabilities and damages whatsoever that may arise as a result of the Account Holder's; (i) entry, use, or reuse of the Bingo Games or Client Application, (ii) use of any materials on the website, (iii) participation in the Bingo Games, or, (iv) the acceptance of any Prize.

1.7 Disputes

1.7.1 In the event of a dispute with regard to any outcome in the Bingo Game, the Account Holder must submit any complaint to the Company's customer service. In the event of a discrepancy between the result showing on the Account Holder's Client Application and the Company's Bingo Software, the result showing on the Bingo Software shall be the official and governing result of the Bingo Game.

1.8 Miscellaneous

1.8.1 An Account Holder may not have more than one Account. If the Company detects an Account Holder with more than one account, it has the right to block and/or to reallocate all funds to one of the accounts and to delete the superfluous account(s). No bonus given to the superfluous accounts will be reallocated to the remaining account.

1.8.2 The Account Holder understands that the terms "Maria Bingo" are the trademarks, service marks, and trade names of the Company and the Account Holder obtains no rights to such terms, nor any other terms, graphics, text, concepts or methodologies, by using the Site, the Client Application and the material contained therein.

1.8.3 The Account Holder's interest in the Bingo Games and the Site is personal, and not professional; any other entrance, access, use or reuse of the Bingo Games or the Site by the Account Holder is strictly prohibited.

1.8.4 The Account Holder shall periodically review, at a rate not less than once monthly, these Bingo Rules.

1.9 Description of the Bingo Game

1.9.1 A new Bingo Game is played every other minute as several rooms have several Bingo Games. However the Company expressly reserves its right to change, decrease or increase the frequency of the Bingo Game.

1.9.2 A new ball is called approximately every 3 seconds, but the Company expressly reserves its right to change, decrease or increase the frequency of the Bingo Game.

1.9.3 There is a 1 card minimum purchase per game, and a maximum purchase of 50 cards per game, depending on the game itself. But the Company expressly reserves its right to change, decrease or increase the available amount of bingo tickets per Bingo Game.

1.9.4 Bingo is played in "Auto play" mode, whereby players will always be notified of a winning bingo card. Even in the event the Account Holder would not use the "Auto play" mode, winnings will automatically be allocated to the Account Holder. The Company is entitled to offer "Pre-order" purchases. In such an event, the Account Holder shall purchase a number of cards for a Bingo Game to be played at a given time in the future.

1.9.5 The purchase of all cards is final.

1.9.6 In the case of there being more than one winning card, the prize will be split equally amongst the number of winners.

1.9.7 The Company reserves the right to cancel the Account Holder's Account for any reason whatsoever at any time without notice. The Company reserves the right, in its unfettered discretion, to void any winnings and confiscate any balance in the Account Holder's Account in any of the following circumstances:

1.9.7.1 If the Account Holder has more than one Account;

1.9.7.2 If the Account Holder has provided incorrect or misleading registration information;

1.9.7.3 If the Account Holder is not of legal age;

1.9.7.4 If the Account Holder resides in a jurisdiction where participation in the Bingo Game is prohibited by law;

1.9.7.5 If the Account Holder has allowed or permitted (intentionally or unintentionally) someone else to play on its Account;

1.9.7.6 If the Account Holder has not played the Bingo Game on an individual basis for personal entertainment only (that is, the Bingo Game has been played in a professional sense or in concert with other player(s) as part of a club, group, etc.);

1.9.7.7 If the Account Holder is found cheating or if it is determined by the Company that the Account Holder has employed or made use of a system (including machines, computers, software or other automated systems) designed or suitable to defeat the Software and the Client Application.

1.9.8 The Account Holder is explicitly advised that the Software and the Client Application do not prevent an Account Holder from playing a Bingo Game when no other Account Holders are present. As a result, the Account Holder will obtain a Prize equal to the Account Holder's stake minus the winnings, which the Company allocates to itself. The Account Holder should therefore refrain from playing a Bingo Game when no other Account Holders are participating.

1.10 Promotional offers

1.10.1 A bonus, or BB in short (stands for Bingo Bonus), is free value to be used to play the Bingo Game that the Company can award to the Account Holder, who can earn BBs from its deposits, as a prize for playing chat games in the chat rooms as well as for other promotions.

1.10.2 BBs can never be converted into a Prize, but winnings from BBs can.

1.10.3 The Company provides different types of BBs. The first deposit BBs will be credited upon completion of successful deposit. Start up bonuses and chat game bonuses are immediately available.

1.10.4 The Account Holder can use the BBs on all the Bingo Games as well as side games.

1.10.5 Bonus affected by the hereafter terms and conditions are: sign up bonus, deposit bonus and house adjustments. The following activities shall extend the bonus counter seven (7) more days:

• Deposit into bingo wallet
• Withdrawal from bingo wallet
• House adjustments of bingo wallet
• Playing slots/bingo with real money
• Playing slots/bingo with bonus money

1.10.6 All bonus money will be cleared from an account if there has been no activity for seven (7) days in a row.

1.11 Terms & conditions relating to the use of the chat functionality

1.11.1 The Company provides free chat functionality to the Account Holders. The Company may freely elect to monitor or moderate the chat functionality or not. In no event shall the Company be liable towards any Account Holder using the chat functionality for any damage arising from other Account Holders' conduct. The Account Holder shall indemnify the Company and shall hold it harmless against any damage arising out of such Account Holder's illegal, unlawful or inappropriate conduct or arising out of the violation by the Account Holder of the Chat Rules.

1.11.2 The Chat Rules may be amended from time to time by the Company when it elects to do so. In addition to any Chat Rules notified to the Account Holder during the term of the present agreement, the following Chat Rules apply:

1.11.2.1 NO impersonating another person in chat.

1.11.2.2 NO indecent or foul language.

1.11.2.3 NO harassment of other chatters.

1.11.2.4 Use a nickname in good taste. Customer service has the right to change it.

1.11.2.5 No arguing or bickering at anytime. Complaints are best handled via the Customer service.

1.11.2.6 Participants in the chat are not allowed to promote third party websites or activities.

1.11.2.7 Participants in the chat are not entitled to use vulgar or threatening statements.

1.11.2.8 Participants in the chat are not entitled to use racial, sexual or ethnic slurs.

2. Casino

2.1 The Casino is arranged by Net Entertainment Malta Ltd. in Malta, a wholly owned subsidiary of Net Entertainment AB. Net Entertainment is a public company listed on the Nordic Growth Market, NGM Equity.

2.2 Maria is authorised by The Casino to represent, promote and market the services of The Casino.

2.3 Maria is authorised by to receive, hold and pay funds in relation to an Account Holder for the purpose of transactions and settlements with the Casino.

2.4 The Casino is a stand-alone service:

2.4.1 not managed and/or controlled by Maria;

2.4.2 not provided under The License held by Maria;

2.4.3 not included in the provisions of the License

2.5 Maria does not accept and acknowledge any liabilities whatsoever for transactions conducted to, from and/or with the Casino, except for funds being received, held and/or paid to and/or from a Maria Account in conjunction with arrangement with the Casino.

2.6 The Casino is restricted to individuals of legal age of majority only. You have to be at least eighteen (18) years of age to play. Any funds deposited by an individual who is not over eighteen (18) years of age shall be forfeited in favour of the Remote Gaming authority.

2.7 Participation in the games and the activity of the Casino (the "Games") is open only to residents of those jurisdictions where such participation is legal (the "Players"). By entering the Games, the Player acknowledges that he/she is resident in a jurisdiction where such activity is legal. Participation in the Games is void wherever prohibited by law.

2.8 The Player understands that the Games are for entertainment value only. The Player understands and acknowledges that no purchase is necessary or required to play the Games. If a Player wishes to play without betting money, he/she may do so. Where a Player wishes to play by betting money, he/she may not do so unless and until he/she has registered and has obtained a Maria Account.

2.9 Employees of the Company, its licensees, distributors, wholesalers, subsidiaries or other agencies, retailers and members of the immediate families of each are not eligible to participate in the Games.

2.10 Other conditions

2.10.1 The Player is not required to participate in the Games and such participation, if elected by the Player, is at the Player's sole option, discretion and risk. Materials of the Games (whether electronically obtained or obtained by other means) are automatically void if counterfeited, mutilated, forged, altered or tampered with in any way, if illegible, if mechanically or electronically reproduced, if obtained outside authorized legitimate channels or if they contain printing, production, typographical, mechanical, electronic or any other errors. Any and all materials submitted for prize claims become the property of the Company and will not be returned. The Company is not responsible for lost, late, illegible, incomplete, damaged, mutilated, misdirected, or postage due mail, requests, prize claims or entries. Liability for materials of the Games containing any error is limited to replacement. Taxes, if any, on any prize will be the Player's sole responsibility.

2.10.2 If a Player does not log onto his/her account on the Casino server via the Internet using the Player's "user name" and "password" for a period of 120 days, all balances may be removed from the Players’ account and paid to the same after a notification has been sent to the Player’s registered e-mail address. If the Player is deceased his/her immediate family will be located and paid the said balance.

2.10.3 By accepting any prize and/or winnings, the Player consents to the use of his/her name for advertising and promotional purposes without additional compensation, except where prohibited by law. The Player, by acceptance of a prize, acknowledges compliance with the Maria Rules and with all rules stipulated herein.

2.10.4 The Company makes no representations or warranties, implicit or explicit, as to the legal right of the Player to participate in the Games. Nor shall any of the Company's employees, licensees, distributors, wholesalers, affiliates, subsidiaries, advertising, promotion or other agencies, media partners, agents or retailers have the authority to make any such representations or warranties.

2.10.5 The Company shall not be required to maintain usernames and/or passwords. If the Player misplaces, forgets, loses, or is otherwise unable to enter the Casino because of anything other than Company error or, if a Player should give away, tell, share or lose his/her user name and/or password, the Company will not be responsible and cannot be held liable for any claims regarding that account.

2.10.6 The terms and conditions contained herein may be modified and/or amended only by the Company posting such modification and/or amendment in the "Terms and Conditions" section of the Web site.

2.10.7 The Company shall not be liable for computer malfunctions nor attempts by the Player to participate in the Games by methods, means or ways not intended by the Company. The Company reserves the right to cancel the Player's account for any reason and to issue any balance in the Player's account at the time of such cancellation.

2.10.8 The terms and conditions contained herein, together with the Maria Rules, represent the complete, final and exclusive agreement between the Player and the Company and supersede all prior agreements, representations and understandings between the Player and the Company.

2.11 Player agrees and becomes a party to the Rules.

2.11.1 By entering the Web site, by opening an account at the Web site, by playing at the Casino, by using and reusing such account, by participating in the Games, or by accepting any prize, the Player represents, warrants and certifies all of the following:

2.11.1.1 That the Player fully understands and agrees to become a party to and shall abide by all rules, regulations, terms and conditions contained herein and as such rules, regulations, terms and conditions may change from time-to-time.

2.11.1.2 That the Player is over the age of legal majority; i.e. player is an "adult" as that term is legally defined in Player's jurisdiction and, in any case that the Player is over eighteen (18) years of age.

2.11.1.3 That the Player will not allow any other person or third party including, without limitation, any minor, to use or reuse the Player's account, access and/or use any materials or information from the Web site, accept any prize, or participate in the Games.

2.11.1.4 That the Player has the full, complete and unrestricted legal right to participate in the Games and the Player's participation in the Games is not prohibited in the Player’s jurisdiction.

2.11.1.5 That the Player does not find the Games or the Web site to be offensive, objectionable, unfair or indecent.

2.11.1.6 That the Player understands that the Games are for entertainment value only. The Player understands and acknowledges that no purchase is necessary or required to play the Games. If a Player wishes to play without betting money, he/she may do so.

2.11.1.7 The Player shall hold the Company, its employees, officers, directors, licensees, distributors, wholesalers, affiliates, subsidiaries, advertising, promotion or other agencies, media partners, agents and retailers harmless and shall fully indemnify the same from any and all costs, expenses, liabilities and damages whatsoever that may arise as a result of the Player's: (i) entry, use, or reuse of the Web site, (ii) use of any materials at the Web site, (iii) entry, use, or reuse of the Casino server, (iv) participation in the Games, or, (v) the acceptance of any prize.

2.11.2 The Player understands that the Casino takes no responsibility whatsoever, direct or indirect, for losses that may occur to the Player when using the Casino. In particular, Maria Casino will not be liable in the following scenarios:

2.11.2.1 In the event of Force Majeure;

2.11.2.2 In the event of the cancellation of Games for any reason;

2.11.2.3 Failure of the Casino’s central computer system or any part thereof, delays, losses, errors or omissions resulting from failure of any telecommunications or any other data transmission system;

2.11.2.4 An outbreak of hostilities, riot, civil disturbance, acts of terrorism;

2.11.2.5 Acts of government or of any authority having competence over Maria and/or the Company and/or the Player (including refusal or revocation of any license or consent);

2.11.2.6 Fire, explosion, flood, theft, malicious damage, strike, lockout or industrial action of any kind.

2.11.3 Whereupon a dispute should arise between the Casino and any of its Account Holder the Casino will, if so requested, make accessible to the interested members a detailed transaction record. Such information shall also be made available to legitimate third parties (e.g. a judge or a court) if the Player so agrees to or if Company is otherwise bound to do so according to Maltese law.

2.11.4 The Casino is operated from Malta by Net Entertainment Malta Ltd under their class IV license. Legal disputes between the Player and the Casino are to be solved in the Maltese courts, according to Maltese laws and regulations.

2.11.5 A Player cannot have more than one account. If the Casino detects a Player with more than one account, the Casino will reallocate all funds to one of the accounts and delete the remaining superfluous account(s). No bonus given to the superfluous accounts will be reallocated to the remaining account.

2.11.6 All personal details of the Players will be held in confidence unless the Players agree to the disclosure of such information or unless Net Entertainment or Maria are required to disclose information according to law.

2.11.7 The Player understands that the terms "Maria Casino" are the trademarks, service marks, and trade names of the Company and the Player obtains no rights to such terms, nor any other terms, graphics, text, concepts or methodologies, by using the Web site and the material contained therein.

2.11.8 The Players’ interest in the Games and the Web site is personal and not professional. Players enter the Casino solely for their own personal entertainment and any other entrance, access, use or reuse of the Casino or the Web site by the Player is strictly prohibited.

2.11.9 The Player shall periodically review, at a rate of not less than once monthly, the Terms and Conditions of the Casino and the Maria Rules as posted on the Web site.

2.11.10 The Player shall not participate in the Games, open, use or reuse an account, enter the Web site, or the Casino, nor accept any prize if the Player does not fully understand and agree to become a party to and to abide by, without exception, the Maria Rules and all rules, regulations, terms and conditions contained herein and, as such, all rules, regulations, terms and conditions may change from time to time.

2.11.11 This is a theme Web site and all actual gaming takes place on the Casino server. The Casino’s Web site is wholly owned, run and operated by the Company. Information in this document is subject to change without notice.

2.11.12 The version of the Terms & Conditions of the Casino as published from time to time in English constitute the contract between the Player and the Company. Any translation from English is a service made available without any liabilities whatsoever. In the event that any ambiguity arises between the English version and a translation, the English version will have priority over any translation.

2.12 If we believe that your gambling will cause you financial or personal difficulties then, we reserve the right to close your account.

2.12.1 Kindly be advised that remote gaming, including gambling, can be addictive. If you deem you require help to overcome any such addiction, kindly follow this link.

2.13 QUIZ

2.14 Bonuses

2.14.1 We don’t tolerate the abuse of bonuses and any bonus abuse will result in closing the account in the Casino. Including, but not limited to, the Casino reserves the right to withhold cash ins and/or confiscating all winning from a customer when a wager of a single bet consist of the majority of the total available balance and the bonus balance contributing to a significant portion of that balance. If the Casino witnesses such behaviour, the Casino reserves the rights to take into possession any cash ins and/or all winnings from this customer.

2.14.2 An account holder is only eligible for casino promotions/bonuses on one account across the Maria Services Limited network and it will only count for the first account ever created.

2.14.3 A customer’s identity will be determined on a basis of all or a combination of the following information: name, mailing address, e-mail address, IP address, credit/debit card number, computer, and any other type of identification that may possibly be required.

3. Games

3.1 General principles

3.1.1 The present Games Rules are an integral part of the Maria Rules. The games are run by Maria under Unibet (International) Ltd class I remote gaming license delivered by the LGA.

3.1.2 In the present Games Rules, "Game" or "Games" shall mean any web-based game offered and operated by Maria including but not limited to games such as virtual trotting, hi-low, aces, keno and spin-win. "Client Application" shall mean the web browser application opened by the Account Holder in order to play the Games. "Software" shall mean all software used by Maria to offer and operate the Games and to run the Client Application. Any reference to the "Company" in the present Games Rules should be understood as a reference to Maria "Prize" shall mean the amounts, bonuses or rewards that can be won by the Account Holder by playing the Games.

3.2 Eligibility

3.2.1 The Games can be played for free or against payment. A player playing for free is a "Player". Only Account Holders can play the Games against payment.

3.2.2 Participation in the games and the activity of the Games (the "Game") is open only to Account Holders and Players who are at least the higher of: (i) legal age of majority in the Account Holder's or Player's jurisdiction or (ii) 18 years. The Account Holder acknowledges by entering the Game, that he is a resident in a jurisdiction where such activity is legal. Participation in the activities and games of the Games is void wherever prohibited by law.

3.2.3 The Player understands that the Games are for entertainment value only. The Player understands and acknowledges that no purchase is necessary or required to play the Games. If a player wishes to play with betting money, he/she must become an Account Holder.

3.2.4 Employees of the Company, of its licensees, distributors, wholesalers, subsidiaries or other agencies, retailers and members of the immediate families of each are not eligible to participate in the Games.

3.3 Other conditions

3.3.1 By launching or re-launching the Client Application, and by playing or replaying a Game, the Account Holder or the Player represents, warrants and certifies thatfull freedom from errors or incompleteness is impossible to achieve with respect to the Software or Client Application. Should the Account Holder or Player become aware that the Software or Client Application contains such errors or incompleteness, the Account Holder or Player shall (i) refrain from taking any advantage whatsoever thereof; (ii) keep confidential such errors or incompleteness and under no circumstance inform any third party thereof; (iii) in addition, promptly upon becoming aware of such error or incompleteness, the Account Holder or Player shall notify the Company in writing. Should the Account Holder or Player fail to fulfil any of the undertakings under this Clause, the Company, or anyone appointed by the Company, shall be entitled to full compensation for all costs, including costs for rectifying the Software or Client Application, that may be referred to the error or incompleteness in question and the Account Holder's or Player's omission to notify the Company. In addition to any other remedy available to it under law or equity, the Company reserves its right, in the event the Account Holder has not complied with the above, to block the Account Holder's Maria Account and/or to subtract monies from such Maria Account in order to cover part of all of the damage suffered or threatened to be suffered by the Company, without prior notice.

3.3.2 Account Holder or Player is not required to participate in the Games and such participation, if elected by Account Holder or Player, is at its sole option, discretion and risk. Materials of the Games (whether electronically obtained or obtained by other means) are automatically void if counterfeited, mutilated, forged, altered or tampered with in any way, if illegible, mechanically or electronically reproduced, obtained outside authorized legitimate channels or if they contain printing, production, typographical, mechanical, electronic or any other errors. Any and all materials submitted for prize claims become the property of the Company and will not be returned. The Company is not responsible for lost, late, illegible, incomplete, damaged, mutilated, misdirected, or postage due mail, requests, Prize claims or entries. Liability for materials of the Game containing any error is limited to replacement. Taxes, if any, on any Prize is Account Holder's sole responsibility. Account Holder consents to use his/her name for advertising and promotional purposes without additional compensation except where prohibited by law. Account Holder, by acceptance of Prize, acknowledges compliance with all rules herein. The Company makes no representations or warranties, implicit or explicit, as to the legal right for Account Holder or Player to participate in the Games nor shall any of the Company's employees, licensees, distributors, wholesalers, affiliates, subsidiaries, advertising, promotion or other agencies, media partners, agents or retailers have the authority to make any such representations or warranties.

3.3.3 The Company shall not be required to maintain usernames or passwords. If Account Holder misplaces, forgets, loses, or is otherwise unable to enter Games because of anything other than Company error or, if a player should give away, tell, share or lose their User Name and Password, the company will not be responsible and will not be held liable for any claims regarding that account.

3.4 Account Holder or Player agrees and becomes a party to the Maria Rules and Games Rules.

By entering the Site, opening an Account or by playing at the Games, or acceptance of any Prize, the Account Holder or Player hereby represents, warrants and certifies all of the following:

3.4.1 he/she fully understands, agrees to, becomes a party to and shall abide by all Maria Rules and Games Rules contained herein and as such rules, regulations, terms and conditions may change from time-to-time.

3.4.2 he/she is over the age of legal majority; i.e. player is an "adult" as that term is legally defined in Player's jurisdiction, and at least 18 years old

3.4.3 the Account Holder shall not allow any other person or third party including, without limitation, any minor, to use or reuse Account Holder's account, access and/or use any materials or information from the Site, accept any Prize, or participate in the Games.

3.4.4 Account Holder or Player has the full, complete and unrestricted legal right to participate in the Game and its participation in the Games is not prohibited in the Account Holder's or Player's jurisdiction.

3.4.5 Account Holder or Player does not find the Games or the Site to be offensive, objectionable, unfair, nor indecent.

3.4.6 Account Holder or Player understands that the Games are for entertainment value only, and understands and acknowledges that no purchase is necessary or required to play the Games. If an Account Holder or Player wishes to play without betting money, he/she may do so.

3.4.7 Account Holder or Player shall hold the Company, its employees, officers, directors, licensees, distributors, wholesalers, affiliates, subsidiaries, advertising, promotion or other agencies, media partners, agents and retailers harmless and shall fully indemnify the same from any and all costs, expenses, liabilities and damages whatsoever that may arise as a result of the Account Holder's or Player's; (i) entry, use, or reuse of the Site, (ii) use of any materials at the Site, (iii) entry, use, or reuse of the Client Application, (iv) participation in the Game, or, (v) the acceptance of any Prize.

3.5 Liability

3.5.1 Under no circumstances, including, but not limited to, negligence, shall the Company, its Software and Client Application supplier, subsidiary companies or affiliates be liable for any direct, indirect, incidental, special or consequential damages that result from the use of, or the inability to use, the Company's Games, Client Application and/or materials. The Player or Account Holder specifically acknowledges and agrees that the Company is not liable for any defamatory, offensive or illegal conduct of any Player or Account Holder. If the Player or Account Holder is dissatisfied with any Company service related to the Games, or with any of the present Games Rules, the Player's or Account Holder's sole and exclusive remedy is to discontinue using the Games.

3.5.2 The Account Holder shall hold the Company, its employees, officers, directors, licensees, distributors, wholesalers, affiliates, subsidiaries, advertising, promotion or other agencies, media partners, agents and retailers harmless and blameless, and shall fully indemnify the same from any and all costs, expenses, liabilities and damages whatsoever that may arise as a result of the Account Holder's; (i) entry, use, or reuse of the Games or Client Application, (ii) use of any materials on the website, (iii) participation in the Games, or, (iv) the acceptance of any Prize.

3.6 Disputes

3.6.1 Any dispute relating to the provision of the Games and the validity, performance and construction of the present agreement relating to the Games shall be exclusively solved in Maltese courts, according to Maltese laws and regulations.

3.6.2 Whereupon a dispute should occur between the Company and the Account Holder, the Company will make accessible to the member a detailed transaction record. Such information will also be made available to a legitimate third party (e.g. a judge or court) if the Company so wishes or agrees.

3.7 Miscellaneous

3.7.1 An Account Holder may not have more than one Account. If the Company detects an Account Holder with more than one account, it has the right to reallocate all funds to one of the accounts and to delete the superfluous account(s). No bonus given to the superfluous accounts will be reallocated to the remaining account.

3.7.2 Player or Account Holder understands that the terms "Maria Games" are the trademarks, service marks, and trade names of the Company and Player obtains no rights to such terms, nor any other terms, graphics, text, concepts or methodologies, by using the Site, the Client Application and the material contained therein.

3.7.3 Player's or Account Holder's interest in the Games and the Site is personal, and not professional; any other entrance, access, use or reuse of the Games or the Site by Player is strictly prohibited.

3.7.4 Player or Account Holder shall periodically review at a rate not less than once monthly these Games Rules.

3.7.5 The Games are wholly owned, run and operated by the Company. Information in this document is subject to change without notice.

3.7.6 The Account Holder accepts and acknowledges that the Games are virtual games operated from the Company's server. Any resemblance of names, circumstances or conditions used, depicted, described or suggested in the Games with reality is a coincidence and is unintended.

4. Poker

4.1 Maria POKER is an online poker service provided by Unibet International Ltd under its class 3 letter of intent from the Maltese Lottery and Gaming Authority.

Maria POKER utilizes poker software licensed by Microgaming Software Systems Ltd, whereby individuals who are registered with Maria POKER play poker against each other and against individuals registered with other online poker operators who operate within the Microgaming Poker Network.

The Microgaming Poker Network is arranged and operated by Prima Poker Ltd. Microgaming’s software is the subject of a class 4 licence in Malta held by Erdai Limited, C-38615, a company incorporated and licensed in Malta, and conducting its business and acting fully in compliance with the applicable laws of Malta.

4.2 Maria has licensed Prima Poker Ltd. to utilize the trademark "Maria".

4.3 Maria is licensed by Prima Poker Ltd. to represent, promote and/or market the services of the Maria POKER as part of the Microgaming Poker Network.

4.4 Maria does not accept and acknowledge any liabilities whatsoever for transactions conducted to, from and/or with Maria POKER, except for funds being received, held and/or paid to and/or from a Maria Account in conjunction with arrangement with Maria POKER.

4.5 Complete Poker terms & conditions

5. Scratch Card

5.1 Scratch Card is arranged by Net Entertainment Malta Ltd., a wholly owned subsidiary of Net Entertainment AB. Net Entertainment is a public company listed on the Nordic Growth Market, NGM Equity.

5.2 Maria is authorised by Scratch Card to represent, promote and market the services of Scratch Card.

5.3 Maria is authorised by to receive, hold and pay funds in relation to an Account Holder for the purpose of transactions and settlements with Scratch Card.

5.4 Scratch Card is a stand-alone service:

5.4.1 not managed and/or controlled by Maria;

5.4.2 not provided under The License held by Maria;

5.4.3 not included in the provisions of The Licence

5.5 Maria does not accept and acknowledge any liabilities whatsoever for transactions conducted to, from and/or with Scratch Card, except for funds being received, held and/or paid to and/or from a Maria Account in conjunction with arrangement with Scratch Card.

5.6 Scratch Card is restricted to individuals of legal age of majority only. You have to be at least eighteen (18) years of age to play. Any funds deposited by an individual who is not over eighteen (18) years of age shall be forfeited in favour of the Remote Gaming Authority.

5.7 Scratch Card is open only to residents of those jurisdictions where such participation is legal (the "Players"). By entering Scratch Card, the Player acknowledges that she/he is resident in a jurisdiction where such activity is legal. Participation in the Scratch Card is void wherever prohibited by law.

5.8 Employees of the Company operating Scratch Card, its licensees, distributors, wholesalers, subsidiaries or other agencies, retailers and members of the immediate families of each are not eligible to buy Scratch Card.

5.9 Other conditions:

5.9.1 The Player is not required to participate in Scratch Card and such participation, if elected by Player, is at the Player’s sole option, discretion and risk. Materials of the Scratch Card (whether electronically obtained or obtained by other means) are automatically void if they are counterfeited, mutilated, forged, altered or tampered with in any way, if illegible, if mechanically or electronically reproduced, if obtained outside authorized legitimate channels or if they contain printing, production, typographical, mechanical, electronic or any other errors. Any and all materials submitted for prize claims become the property of the Company and will not be returned. The Company is not responsible for lost, late, illegible, incomplete, damaged, mutilated, misdirected, or postage due mail, requests, prize claims or entries. Liability for materials of Scratch Card containing any error is limited to replacement. Taxes, if any, on any prize will be the Player’s sole responsibility.

5.9.2 If a Player does not log onto his/her account on the Scratch Card server via the Internet using the Player’s "user name" and "password" for a period of 120 days, all balances may be removed from the Player’s account after a notification has been sent to the Players’ registered e-mail address. If the Player has deceased, his/her immediate family will be located and paid the said balance.

5.9.3 By accepting any prize and/or winnings, the Player consents to the use of his/her name for advertising and promotional purposes without additional compensation except where prohibited by law. The Player, by acceptance of a prize, acknowledges compliance with the Maria Rules and with all rules stipulated herein.

5.9.4 The Company makes no representations or warranties, implicit or explicit, as to the legal right of the Player to participate in Scratch Card nor shall any of the Company’s employees, licensees, distributors, wholesalers, affiliates, subsidiaries, advertising, promotion or other agencies, media partners, agents or retailers have the authority to make any such representations or warranties.

5.9.5 The Company shall not be required to maintain usernames and/or passwords. If a Player misplaces, forgets, loses, or is otherwise unable to enter Scratch Card because of anything other than Company error or, if a Player should give away, tell, share or lose his/her user name and/or password, the Company cannot be responsible and will not be held liable for any claims regarding that account.

5.9.6 The terms and conditions contained herein may be modified and/or amended only by the Company posting such modification and/or amendment in the "Terms and Conditions" section of the Web site.

5.9.7 The Company shall not be liable for computer malfunctions nor attempts by the Player to participate in Scratch Card by methods, means or ways not intended by the Company. The Company reserves the right to cancel the Player’s account for any reason and to issue any balance in the Player’s account at the time of such cancellation.

5.9.8 The terms and conditions contained herein, together with the Maria Rules, represent the complete, final and exclusive agreement between the Player and the Company and supersede all prior agreements, representations and understandings between the Player and the Company.

5.10 The Player agrees and becomes a party to the Rules:

5.10.1 By entering the Web site, by opening an account at the Web site, by playing Scratch Card, by using and reusing such account, by participating in Scratch Card, or by accepting of any prize, the Player represents, warrants and certifies all of the following:

5.10.1.1 That the Player fully understands and agrees to become a party to and shall abide by all rules, regulations, terms and conditions contained herein and as such rules, regulations, terms and conditions may change from time-to-time.

5.10.1.2 That the Player is over the age of legal majority; i.e. player is an "adult" as that term is legally defined in Players jurisdiction and, in any case, the Player is over eighteen (18) years of age.

5.10.1.3 That the Player will not allow any other person or third party including, without limitation, any minor, to use or reuse the Players’ account, access and/or use any materials or information from the Web site, accept any prize, or participate in Scratch Card.

5.10.1.4 That the Player has the full, complete and unrestricted legal right to participate in Scratch Card and the Player’s participation in Scratch Card is not prohibited in the Player’s jurisdiction.

5.10.1.5 That the Player does not find Scratch Card or the Web site to be offensive, objectionable, unfair, or indecent.

5.10.1.6 The Player understands that Scratch Card is for entertainment value only. The Player understands and acknowledges that no purchase is necessary or required to play Scratch Card. If a Player wishes to play without staking money, he/she may do so.

5.10.2 The Player shall hold the Company, its employees, officers, directors, licensees, distributors, wholesalers, affiliates, subsidiaries, advertising, promotion or other agencies, media partners, agents and retailers harmless and shall fully indemnify the same from any and all costs, expenses, liabilities and damages whatsoever that may arise as a result of the Player’s: (i) entry, use, or reuse of the Web site, (ii) use of any materials at the Web site, (iii) entry, use, or reuse of the Scratch Card server, (iv) participation in Scratch Card, or, (v) the acceptance of any prize.

5.10.3 The Player understands that Scratch Card takes no responsibility whatsoever, direct or indirect, for losses that may occur to the Player when using Scratch Card. In particular, Scratch Card will not be liable in any of the following scenarios:

5.10.3.1 In the event of Force Majeure;

5.10.3.2 In the event of the cancellation of a scratch card for any reason;

5.10.3.3 Failure of Scratch Card’s central computer system or any part thereof, delays, losses, errors or omissions resulting from failure of any telecommunications or any other data transmission system;

5.10.3.4 An outbreak of hostilities, riot, civil disturbance, acts of terrorism;

5.10.3.5 Acts of government or authority (including refusal or revocation of any license or consent):

5.10.3.6 Fire, explosion, flood, theft, malicious damage, strike, lockout or industrial action of any kind.

5.10.4 Where a dispute should arise between the Company and any of its Account Holder, the Company will, if so requested, make accessible to the interested members a detailed transaction record. Such information may also be made available to a legitimate third party (e.g. a judge or a court) if the player so agrees to or if the Company is otherwise bound to do so according to Maltese law.

5.10.5 Maria Scratch Card is operated from Malta by Net Entertainment Malta Ltd under their class IV license. Legal disputes between the Player and the Casino are to be solved in the Maltese courts, according to Maltese laws and regulations.

5.10.6 A Player cannot have more than one account. If the Company detects a Player with more than one account, we reserve the right to reallocate all funds to one of the accounts and delete the remaining superfluous account(s). No bonus given to the superfluous accounts will be reallocated to the remaining account.

5.10.7 All personal details of the Players will be held in confidence unless the Players agree to the disclosure of such information, or unless the Net Entertainment or Maria are required to disclose information according to law.

5.10.8 The Player understands that the terms "Maria Scratch Card" are the trademarks, service marks, and trade names of the Company and the Player obtains no rights to such terms, nor any other terms, graphics, text, concepts or methodologies by using the Web site and the material contained therein.

5.10.9 The Player’s interest in Scratch Card and the Web site is personal, and not professional; Players enter Scratch Card solely for their own personal entertainment and any other entrance, access, use or reuse of Scratch Card or the Web site by the Player is strictly prohibited.

5.10.10 The Player shall periodically review, at a rate of not less than once monthly, the Maria Rules and the Scratch Card Terms and Conditions as posted on the Web site.

5.10.11 The Player shall not participate in Scratch Card, open, use or reuse an account, enter the Web site, or Scratch Card, nor accept any prize if the Player does not fully understand and agree to become a party to and shall abide by, without exception, the Maria Rules and all rules, regulations, terms and conditions contained herein and, as such, all rules regulations, terms and conditions may change from time to time.

5.10.12 this is a theme Web site and all actual gaming takes place on the Scratch Card server. This Web site is wholly owned, run and operated by the Company. Information in this document is subject to change without notice.

5.11 The version of the Terms & Conditions of Scratch Card as published from time to time in English constitute the contract between the Player and the Company. Any translation from English is a service made available without any liabilities whatsoever. In the event that any ambiguity arises between the English version and a translation, the English version has priority over any translation.

5.12 If we believe that your gambling will cause you financial or personal difficulties then, we reserve the right to close your account.

5.12.1 Kindly be advised that remote gaming, including gambling, can be addictive. If you deem you require help to overcome any such addiction, kindly follow this link.